2025: Commercial Auto Insurance Market - Challenges and Opportunities

2025 Report Highlights

2025: Commercial Auto Insurance Market - Challenges and Opportunities

2025 Report Highlights
Conning’s new 2025 Commercial Auto Study reveals why this line continues to be one of the toughest in the property-casualty market—and what insurers must do to turn the tide. Despite years of pricing action, the line remains one of the most persistently unprofitable in P&C. Our latest report explores what’s driving continued losses and what insurers could do to adapt. Inside the study:

  • The evolving risk landscape—from EVs and driver shortages to litigation and tech
  • The diversity of exposures covered by commercial auto insurers
  • Why traditional pricing strategies are falling short
  • How telematics, AI, and smarter underwriting are reshaping the path forward

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Conning's 2025 March Conning Commentary