Ten Years Post Crisis, U.S. Banks Eye
Ten Years Post Crisis, U.S. Banks Eye Continued Growth
Ten years removed from its near-death experience, the U.S. banking industry is on decidedly more solid footing. There are still areas of concern, however, and pending bank management decisions and regulatory actions may have long-term impact on the sector.
One subject of debate is the regulatory environment. The Fed’s “stress tests” helped force banks to improve risk management practices, but are these and other crisis-driven reforms still effective? Will more relaxed regulations, coupled with relentless competition, lead some banks to take unreasonable risks?
Other questions facing U.S. banks include:
- Have banks fully recovered from the crisis?
- How have banks responded to market downturns during the last decade?
- Will the new tax laws be helpful to banks?
- Have bankers’ perspectives on risk changed since the crisis?
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